Storm-damaged North Alabama roof being assessed by Yarco Roofing for insurance claim
Service

Storm Damage Repair

Hail, wind, and tornado damage handled — including your insurance claim.

Overview

About our storm damage repair service

North Alabama gets hit hard. The Tennessee Valley sits in a tornado-frequency corridor, hail events recur every couple of years, and high-wind storms regularly damage shingle ridges and flashings across Decatur, Huntsville, Madison, Athens, Hartselle, and Cullman. Insurance covers most of it — but only if the damage is documented properly and the claim is filed within your policy window (often one year).

What to do after a storm: stay off the roof yourself, photograph any visible damage from the ground, save any debris that fell into your yard (it's evidence), and call us. We'll come out within 1–2 days, walk the roof, photograph everything from above, and give you a written report you can take to your insurance carrier. If you decide to file a claim, we attend the adjuster appointment with you and make sure nothing gets missed.

Most storm-damage roof replacements cost the homeowner only their deductible. We handle: hail damage (granule loss, impact craters in shingles, soft metals), wind damage (lifted shingles, missing ridge caps, exposed nails), tornado debris damage, and large-tree-impact damage. Emergency tarp and dry-in service is available 24/7 — call (256) 227-6998 if water is actively coming in right now.

  • Insurance-claim specialists
  • Free storm-damage inspection
  • Emergency tarp & dry-in
  • Hail, wind, tornado, debris
How it works

Our storm damage process

  1. 01

    Free storm-damage inspection

    We come out within 1–2 days, walk the roof, photograph all damage, and give you a written report. No obligation.

  2. 02

    Insurance claim filing

    We help you file the claim with your carrier and prepare for the adjuster's visit — what they'll look for, what to ask, what to expect.

  3. 03

    Adjuster meeting on site

    We attend the adjuster's roof inspection with you to make sure all damage is documented and nothing gets missed in the claim.

  4. 04

    Repair or replacement

    Once the claim is approved, we do the work. You pay only your deductible — we collect the rest from your insurance carrier directly.

Frequently asked

Common storm damage questions.

Does homeowners insurance cover hail damage in Alabama?
Yes — most Alabama homeowners policies cover sudden hail damage if filed within the policy window (typically one year from the date of loss). Coverage varies by policy and by whether you have a separate wind/hail deductible.
How do I know if my roof has hail damage?
Hail damage often isn't visible from the ground. Tell-tale signs include circular dents on metal vents, granule loss in gutters, and soft 'bruise' marks on shingles. A free Yarco inspection from above will identify it.
Should I file an insurance claim for a small amount of damage?
Not always. If the cost to repair is close to your deductible, paying out-of-pocket may be smarter — multiple claims can affect your premium. We help you decide before you file.
How long do I have to file a roof claim after a storm?
Most Alabama policies give you one year from the date of loss. Don't wait — additional weather between the storm and your claim can complicate things. File and document quickly.
What if my insurance company underpays the claim?
It happens. We can re-supplement the claim with documentation of additional damage, missing line items (often: ice-and-water shield, drip edge, ridge venting), and code-required upgrades. Most carriers approve supplements when properly supported.
How fast can you respond to an active leak after a storm?
We aim for same-day or next-day emergency tarp and dry-in. Call (256) 227-6998 — leave a message after hours and we'll call back as fast as we can.
Where we work

Roofing across the Tennessee Valley.

Click your city for local pricing, neighborhoods we serve, and city-specific FAQs.

Get a free storm damage estimate today.

We'll come out, walk your roof, document anything we find, and explain your options. No obligation.

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